Looking for a Virtual Credit Card (VCC) without going through the hassle of identity verification? I’ve been there. After trying dozens of services and facing constant disappointment, I finally found several reliable options that actually work.
What’s the deal with no-KYC VCCs?
These cards let you make online purchases without revealing your real identity. Perfect for privacy-conscious folks or anyone who needs quick access to a virtual card without submitting personal documents.
Our picks:
1 . PST
If you’re deep into online advertising, affiliate marketing, or shopping, PST Cards are definitely worth a look!
Known for its extensive array of BINs, PST offers an excellent virtual card service tailored for both personal and corporate use. Although the claim of having the most extensive BINs is unsubstantiated, with only 5 BINs available to average users, the service still stands out. BIN, or Bank Identification Number, comprises the first six digits of a card, identifying the issuing bank and providing relevant payment details.
PST cards support secure transactions with 3D Secure, making them ideal for funding accounts on popular ad networks like Facebook and TikTok. With features like instant card issuance and a user-friendly interface, PST simplifies online payments and advertising spending.
PST Key Features
- Abundant Refueling Options: Recharge cards using cryptocurrencies, or traditional debit/credit cards.
- Experienced Support Team: Dedicated support team available to assist with various user needs and issues.
- 3D Secure Cards: Ensures payment security with 3D Secure technology for safe global transactions.
- Instant Card Issuance: Quickly create virtual cards for immediate use, ideal for dynamic advertising needs.
Get you card now: www.pst.net.
2 . EPN
EPN is a versatile virtual card service designed for online advertising, affiliate marketing, and various online purchases. With a focus on providing reliable and cost-effective solutions, EPN offers instant card issuance and top-up directly from their app. The platform supports a wide range of top-up methods, including cryptocurrencies and traditional payment options, ensuring flexibility for users.
EPN serves a growing network of 42 BINs and 36 banks from 12 countries, providing extensive options for users. Despite some customer service concerns, the service is tailored for affiliates by affiliates, featuring low fees, a user-friendly dashboard, and 24/7 support. EPN aims to streamline online transactions and advertising spending efficiently.
Service Limitation: Account verification is necessary for issuing subsequent cards.
EPN Key Features
- Abundant Funding Options: Fund accounts using cryptocurrencies, or traditional wire transfers.
- Low Minimum Top-Up: Minimum top-up requirement is just $30 for a free card.
- No KYC verification: If you issue one card only you don’t need to send your passport or ID.
- Unlimited Card Issuance: Issue unlimited virtual cards without extra charges after KYC verification.
- Instant Card Issuance: Quickly create virtual cards for immediate use.
- US Cards for Media Buying: Tailored US cards ideal for media buying activities.
- Unique Cards for Ad Accounts: Generate unique cards for each ad account at no additional cost.
- Cashback on First Deposit: Earn cashback on the first deposit fee up to $10K.
- Responsive Support: Dedicated support is available on Telegram for quick assistance.
Get you card now: www.epn.net.
3 . Flexcard
FlexCard is a relatively new service with decent terms for Facebook, Google Ads, TikTok, and greasing the wheels for affiliate service payments.
FlexCard is a versatile virtual card service designed for media buyers and marketers. It offers several top-up options, including USDT, bank transfers, and affiliate balances, with a minimum deposit requirement of just $50 for USDT and affiliate top-ups, and $100 for bank transfers.
Each BIN category has distinct replenishment commissions, ranging from 3.5% to 4%. FlexCard ensures rapid card issuance and convenient top-up options, enhancing collaboration through features tailored for corporate accounts. The platform supports seamless transactions on various advertising platforms like Facebook Ads, Google Ads, and TikTok Ads.
With robust security measures, including 3D-Secure authentication, FlexCard provides a reliable and efficient solution for managing advertising payments and online transactions.
FlexCard Key Features
- Card pricing starts at 2 EUR;
- Only three BINs we could access;
- No issuance limits, ensuring swift card issuance;
- 3.5%+ commission for replenishment;
- Minimum replenishment amount of 50 EUR;
Get you card now: www.flexcard.cards.
4 . LinkPay
Kicking off with the next-gen virtual cards from LinkPay, word on the street is that it’s the brainchild of some former big-shot financial execs, which explains why they’re bringing some seriously game-changing features to the table. LinkPay isn’t just another virtual card service; it’s positioning itself as a next-gen solution for both businesses and individuals.
Offering a whopping 3% cashback on all purchases, with zero deposit fees, LinkPay has established the #1 position on the list. But wait, there’s more! LinkPay lets you spend your crypto just like you would with a regular payment card, making it a dream come true for crypto enthusiasts.
LinkPay allows you to avoid those pesky decline fees and deposit charges. Moreover, they’ve set a low-key withdrawal threshold of a mere $10. Juggling your expenses between crypto, USD, and EUR accounts has never been smoother.
To get started with LinkPay, you don’t even need personal documents (in other words, no KYC is required). The process takes just a minute, and you’re ready to go:
- Sign up to linkpay.io;
- Deposit your account with crypto without fees (withdrawals are also fees-free btw);
- Issue and top-up your virtual card;
- Now you can spend your crypto at any store with a 3% cashback on all purchases.
Thanks to their subscription model, this service offers the most favorable fees.
We started with the Plus plan and ended up with the Ultra plan as it was so profitable (up to 100 free virtual cards, much better rates, bigger cashback, etc).
LinkPay Key Features
- User-Friendly Interface: LinkPay boasts an intuitive platform that simplifies transactions, making it easy for users to navigate and complete payments efficiently.
- Global Reach with Merchant Feature: This next-gen service allows users to both make and accept payments in over 700 cryptocurrencies and fiat currencies, including Visa/Mastercard transactions in any currency.
- Customer-Centric Approach: LinkPay prioritizes customer satisfaction, offering responsive support and features tailored to meet the needs of even the most demanding media buyers.
- Industry Recognition: In 2025, LinkPay cards were named the top choice by Payments Cards and Mobile, a respected PayTech industry publisher.
- Versatile Payment Options: Users can pay for a wide range of services, including Google Ads, Facebook Ads, TikTok Ads, Amazon, Netflix, and many more.
- Attractive Cashback: LinkPay offers a generous 3% cashback on all purchases, making it a standout choice for frequent online shoppers and businesses.
- Seamless Transactions: The virtual card works just like a regular one, with 3D-secure code confirmations sent directly to the user’s email or account for added security.
In addition to all this, LinkPay takes team expense management to the next level with its user-friendly features. You can effortlessly issue virtual credit cards, set spending limits, and track transactions, all while maintaining full control. The Merchant feature allows easy payment processing on your website, supporting both crypto and fiat currencies.
Plus, LinkPay offers an attractive affiliate program (easily score $100+ for every user you bring in) and runs exciting social media (Telegram; X; Facebook; Instagram; LinkedIn) contests, giving you even more reasons to get involved. LinkPay’s comprehensive solution simplifies financial management for businesses of all sizes.
Use the link below to get your 1st card for free + 0% top-up fee :